/* Payson Water Damage Pros: main.css (Blue Sentinel design language) */
:root{
  --navy:#083A7A;
  --navy-deep:#062B5C;
  --blue:#0A4DA2;
  --ink:#12233B;
  --slate:#4A5B73;
  --line:#D9E4F1;
  --tint:#EEF5FD;
  --white:#FFFFFF;
  --gold:#FFB81C;
  --gold-hover:#E6A200;
  --pale:#BFD6F2;
  --radius:14px;
  --radius-sm:8px;
  --gap:20px;
  --wrap:1180px;
  --font-body:'Source Sans 3',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
  --font-head:'Figtree','Source Sans 3',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);font-size:17px;color:var(--ink);background:var(--white);line-height:1.65}
img,svg,iframe{max-width:100%}
img{height:auto}
a{color:var(--blue)}
a:hover{color:var(--navy)}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.01em;line-height:1.2;color:var(--ink)}
h1{font-size:clamp(30px,4.2vw,44px)}
h2{font-size:clamp(25px,3vw,34px)}
h3{font-size:clamp(18px,2vw,21px)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--ink);padding:10px 16px;font-weight:700;z-index:200}
.skip:focus{left:12px;top:12px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--gold);color:var(--ink);font-weight:700;font-size:16px;padding:15px 28px;text-decoration:none;border-radius:var(--radius-sm);box-shadow:0 4px 14px rgba(255,184,28,.4);border:0;cursor:pointer;font-family:var(--font-body);line-height:1.2}
.btn:hover{background:var(--gold-hover);color:var(--ink)}
.btn.alt{background:var(--blue);color:var(--white);box-shadow:0 4px 14px rgba(10,77,162,.3)}
.btn.alt:hover{background:var(--navy);color:var(--white)}
.btn.ghost{background:var(--white);color:var(--ink);border:2px solid var(--line);box-shadow:none}
.btn.ghost:hover{background:var(--tint);color:var(--ink)}
.btn.small{font-size:14px;padding:11px 20px}
.btn.onnavy{background:var(--gold);color:var(--ink)}

/* Top bar */
.topbar{background:var(--navy);color:var(--pale);font-size:14px;padding:9px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar b{color:var(--gold);font-weight:700}

/* Header and nav */
.site-header{background:var(--white);box-shadow:0 1px 0 var(--line);position:relative;z-index:60}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:78px;gap:16px}
.logo-link{display:inline-flex;align-items:center;text-decoration:none;flex:0 0 auto}
.logo-img{display:block;height:44px;width:auto}
.nav-links{display:flex;align-items:center;gap:6px;list-style:none}
.nav-links>li{position:relative;list-style:none}
.nav-links a.navlink,.nav-links button.navlink{display:inline-flex;align-items:center;gap:6px;color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;padding:10px 12px;background:none;border:0;cursor:pointer;font-family:var(--font-body);border-radius:var(--radius-sm)}
.nav-links a.navlink:hover,.nav-links button.navlink:hover,.nav-links li:focus-within>.navlink{color:var(--blue);background:var(--tint)}
.navcaret{width:9px;height:9px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);margin-top:-3px}
.dropmenu{display:none;position:absolute;top:100%;left:0;min-width:270px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 14px 34px rgba(8,58,122,.16);padding:10px;list-style:none;z-index:80}
.dropmenu li{list-style:none}
.dropmenu a{display:block;padding:10px 12px;color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;border-radius:var(--radius-sm)}
.dropmenu a:hover{background:var(--tint);color:var(--blue)}
.dropmenu .dropnote{display:block;padding:8px 12px 4px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--slate);font-weight:700}
.nav-links li:hover>.dropmenu,.nav-links li:focus-within>.dropmenu,.nav-links li.open>.dropmenu{display:block}
.nav-cta{margin-left:8px}
.menu-btn{display:none;background:var(--white);border:2px solid var(--line);border-radius:var(--radius-sm);width:46px;height:46px;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px}
.menu-btn span{display:block;width:22px;height:2px;background:var(--ink);border-radius:2px}
.hamburger{display:none}
.mob-overlay{display:none;position:fixed;inset:0;background:rgba(6,43,92,.55);z-index:90}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(86vw,360px);background:var(--white);z-index:100;transform:translateX(105%);transition:transform .25s ease;overflow-y:auto;padding:18px 20px 40px;visibility:hidden}
.mob-drawer.open{transform:translateX(0);visibility:visible}
.mob-overlay.open{display:block}
.mob-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.mob-close{background:var(--tint);border:0;border-radius:var(--radius-sm);width:44px;height:44px;font-size:26px;line-height:1;cursor:pointer;color:var(--ink)}
.mob-drawer ul{list-style:none}
.mob-drawer li{list-style:none;border-bottom:1px solid var(--line)}
.mob-drawer a{display:block;padding:14px 4px;text-decoration:none;color:var(--ink);font-weight:600;font-size:17px}
.mob-drawer .mob-label{display:block;padding:18px 4px 6px;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--slate);font-weight:700}

/* Page head (gradient header, optional photo) */
.pagehead{position:relative;isolation:isolate;overflow:hidden;background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 55%,var(--blue) 100%);color:var(--white);padding:56px 0 54px}
.pagehead:after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(255,184,28,.22) 0%,rgba(255,184,28,0) 68%);z-index:-1}
.pagehead .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-3}
.pagehead.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,43,92,.90) 0%,rgba(8,58,122,.68) 55%,rgba(8,58,122,.38) 100%);z-index:-2}
.pagehead h1{color:var(--white);max-width:860px;margin-bottom:14px}
.pagehead .subline{font-size:19px;color:#E3EEFB;max-width:720px;margin-bottom:22px}
.pagehead .cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:6px}
.pagehead .btn.ghost{background:transparent;color:var(--white);border-color:rgba(255,255,255,.55)}
.pagehead .btn.ghost:hover{background:rgba(255,255,255,.12);color:var(--white)}
.crumbs{font-size:14px;color:#CFE0F5;margin-bottom:16px}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li{list-style:none}
.crumbs li+li:before{content:"/";margin-right:6px;color:#8FB1DC}
.crumbs a{color:#E3EEFB}
.crumbs a:hover{color:var(--white)}
.badge{display:inline-flex;align-items:center;gap:8px;background:var(--tint);color:var(--navy);font-weight:700;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:16px}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--gold)}
.badge.alt{background:var(--gold);color:var(--ink)}
.badge.alt:before{background:var(--navy)}
.zips{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.zip-chip{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.4);color:var(--white);font-weight:700;font-size:14px;padding:5px 13px;border-radius:100px}
.zip-label{display:block;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:#CFE0F5;font-weight:700;margin-top:18px}

/* Homepage hero */
.hero{position:relative;isolation:isolate;overflow:hidden;background:var(--white);padding:60px 0}
.hero .hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.hero h1{margin-bottom:16px}
.hero h1 span{color:var(--blue)}
.hero .subline{color:var(--slate);font-size:18px;max-width:520px;margin-bottom:24px}
.hero .cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-3}
.hero.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,43,92,.92) 0%,rgba(8,58,122,.72) 60%,rgba(8,58,122,.42) 100%);z-index:-2}
.hero.has-hero h1,.hero.has-hero .subline{color:var(--white)}
.hero.has-hero h1 span{color:var(--gold)}
.hero.has-hero .trustrow{color:#E3EEFB}
.hero.has-hero .btn.ghost{background:transparent;color:var(--white);border-color:rgba(255,255,255,.55)}
.trustrow{display:flex;gap:18px;flex-wrap:wrap;color:var(--slate);font-size:14.5px;font-weight:600;list-style:none}
.trustrow li{list-style:none}
.trustrow li:before{content:"\2713\00a0";color:var(--blue)}
.hero.has-hero .trustrow li:before{color:var(--gold)}
.statpanel{background:var(--navy);color:var(--white);border-radius:var(--radius);padding:28px}
.statpanel h2{font-size:15px;opacity:.78;margin-bottom:14px;color:var(--white);letter-spacing:.04em;text-transform:uppercase}
.strow{display:flex;justify-content:space-between;gap:14px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.16);font-size:15px}
.strow:last-child{border-bottom:none}
.strow b{color:var(--gold);font-family:var(--font-head);font-size:16px;text-align:right}

/* Strip and emergency bands */
.strip{background:var(--tint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:10px 18px}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:14.5px}
.stripitem .ic{color:var(--blue);font-size:18px}
.emergency{background:var(--gold);color:var(--ink);padding:24px 0}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:clamp(20px,2.4vw,24px);color:var(--ink)}
.emergency p{font-size:15px;max-width:640px}
.emergency .btn{background:var(--navy);color:var(--white);box-shadow:none}
.emergency .btn:hover{background:var(--navy-deep);color:var(--white)}

/* Sections */
.sec{padding:72px 0;background:var(--white)}
.sec.tint{background:var(--tint)}
.kick{color:var(--navy);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec-title{margin:10px 0 28px}
.lead{font-size:18px;color:var(--slate);max-width:760px}
main p + p{margin-top:14px}
main h2 + p,main h3 + p{margin-top:14px}
main ul.bul,main ol.bul{margin:14px 0 0 22px}
main ul.bul li,main ol.bul li{margin-bottom:8px}

/* Two column layout and sidecard */
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:48px;align-items:start}
.article{min-width:0}
.article>section{margin-top:44px}
.article>section:first-child{margin-top:0}
.article h2{margin-bottom:0}
.article h3{margin-top:22px}
.sidecard{position:sticky;top:24px;align-self:start;background:var(--navy);color:var(--white);border-radius:var(--radius);padding:28px;box-shadow:0 14px 34px rgba(8,58,122,.2)}
.sidecard .side-kick{display:inline-block;background:var(--gold);color:var(--ink);font-weight:700;font-size:12px;letter-spacing:.08em;text-transform:uppercase;padding:5px 12px;border-radius:100px;margin-bottom:14px}
.sidecard h3{color:var(--white);font-size:21px;margin:0 0 8px}
.sidecard p{color:var(--pale);font-size:15px;margin-top:0}
.sidecard .btn{width:100%;margin:16px 0 18px}
.sidecard ul{list-style:none}
.sidecard li{list-style:none;padding:8px 0 8px 26px;position:relative;border-top:1px solid rgba(255,255,255,.14);font-size:15px}
.sidecard li:before{content:"\2713";position:absolute;left:0;color:var(--gold);font-weight:700}
.sidecard .side-link{display:block;margin-top:14px;color:var(--gold);font-weight:700;text-decoration:none;font-size:15px}
.sidecard .side-link:hover{text-decoration:underline;color:var(--gold)}

/* Cards and components */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--gap)}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card .ic{width:50px;height:50px;background:var(--tint);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:23px;margin-bottom:14px}
.card h3{margin:0 0 8px;font-size:19px}
.card p{font-size:15.5px;color:var(--slate);margin-top:0}
.card p + p{margin-top:10px}
.card a.more{display:inline-block;margin-top:12px;color:var(--blue);font-weight:700;font-size:15px;text-decoration:none}
.card a.more:hover{text-decoration:underline}
.sec.tint .card{background:var(--white)}
.article .cards{margin-top:20px}
.checkcard{background:var(--white);border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:var(--radius);padding:24px 26px;margin-top:20px}
.checkcard h3{margin:0 0 10px}
.checklist{list-style:none;margin:0}
.checklist li{list-style:none;position:relative;padding:8px 0 8px 30px;border-top:1px solid var(--line)}
.checklist li:first-child{border-top:0}
.checklist li:before{content:"\2713";position:absolute;left:0;top:8px;width:20px;height:20px;border-radius:50%;background:var(--tint);color:var(--blue);font-weight:700;font-size:13px;display:flex;align-items:center;justify-content:center}
.checklist b{color:var(--ink)}
.numlist{list-style:none;counter-reset:nl;margin:0}
.numlist li{list-style:none;counter-increment:nl;position:relative;padding:10px 0 10px 46px;border-top:1px solid var(--line)}
.numlist li:first-child{border-top:0}
.numlist li:before{content:counter(nl);position:absolute;left:0;top:10px;width:32px;height:32px;border-radius:50%;background:var(--gold);color:var(--ink);font-family:var(--font-head);font-weight:700;display:flex;align-items:center;justify-content:center}
.callout{background:var(--tint);border:1px solid var(--line);border-radius:var(--radius);padding:24px 26px;margin-top:20px}
.callout h3{margin:0 0 8px;font-size:19px;color:var(--navy)}
.callout p{font-size:16px}
.callout.safety{background:#FFF7E3;border-color:#F3D98B}
.callout.safety h3{color:#6B4A00}
.localnote{background:var(--white);border:1px solid var(--line);border-top:5px solid var(--blue);border-radius:var(--radius);padding:26px 28px;margin-top:22px}
.localnote .kick{display:block;margin-bottom:6px}
.localnote h2,.localnote h3{margin:0 0 6px}
.localnote .srcline{display:block;margin-top:14px;font-size:14px;color:var(--slate);font-style:italic}
.prepgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:20px}
.prepcard{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px;position:relative}
.prepcard .pn{display:inline-flex;width:30px;height:30px;border-radius:50%;background:var(--gold);color:var(--ink);font-family:var(--font-head);font-weight:700;align-items:center;justify-content:center;margin-bottom:10px}
.prepcard h3{margin:0 0 6px;font-size:17px}
.prepcard p{font-size:15.5px;color:var(--slate);margin-top:0}
.inline-cta{background:var(--navy);color:var(--white);border-radius:var(--radius);padding:26px 28px;display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;margin-top:34px}
.inline-cta h3{color:var(--white);margin:0 0 4px;font-size:21px}
.inline-cta p{color:var(--pale);font-size:15.5px;margin:0;max-width:520px}
.table-wrap{overflow-x:auto;margin-top:20px;border:1px solid var(--line);border-radius:var(--radius);-webkit-overflow-scrolling:touch}
.table-wrap table{width:100%;border-collapse:collapse;min-width:520px;font-size:15.5px}
.table-wrap th{background:var(--navy);color:var(--white);text-align:left;padding:14px 18px;font-size:13px;letter-spacing:.06em;text-transform:uppercase;font-family:var(--font-head)}
.table-wrap td{padding:14px 18px;border-top:1px solid var(--line);vertical-align:top}
.table-wrap td:first-child{font-weight:700;color:var(--navy)}
.table-wrap tr:nth-child(even) td{background:#F7FAFE}
.tablenote{font-size:14px;color:var(--slate);margin-top:10px;font-style:italic}

/* Why and steps */
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.whycard{background:var(--tint);border-radius:var(--radius);padding:24px;text-align:center}
.sec.tint .whycard{background:var(--white)}
.whycard .num{width:44px;height:44px;background:var(--blue);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:700;margin:0 auto 14px;font-size:18px}
.whycard h3{font-size:17px;margin-bottom:6px}
.whycard p{font-size:15px;color:var(--slate);margin-top:0}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--line)}
.step{text-align:center;padding:0 16px;position:relative}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--gold);color:var(--ink);font-family:var(--font-head);font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;position:relative;z-index:2}
.step h3{font-size:17px;margin-bottom:6px}
.step p{font-size:15px;color:var(--slate);margin-top:0}

/* Insurance panel */
.insurepanel{background:var(--navy);color:var(--white);border-radius:16px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.insurepanel h2,.insurepanel h3{color:var(--gold);font-size:24px;margin-bottom:8px}
.insurepanel p{font-size:16px;color:var(--pale);max-width:640px;margin-top:0}

/* Areas grid */
.areas{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.areas a{background:var(--white);border:1px solid var(--line);padding:14px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:700;font-size:15px;text-align:center}
.sec:not(.tint) .areas a{background:var(--tint)}
.areas a:hover{border-color:var(--blue);color:var(--blue)}

/* FAQ */
.faq{margin-top:20px}
.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:var(--white);overflow:hidden}
.faq-q{display:flex;justify-content:space-between;align-items:center;gap:14px;width:100%;text-align:left;background:none;border:0;padding:18px 20px;font-family:var(--font-head);font-weight:700;font-size:17px;color:var(--ink);cursor:pointer;line-height:1.35}
.faq-q:after{content:"+";font-size:24px;line-height:1;color:var(--blue);flex:0 0 auto}
.faq-q[aria-expanded="true"]:after{content:"\2212"}
.faq-a{padding:0 20px 18px}
.js .faq-a{max-height:0;overflow:hidden;padding:0 20px;transition:max-height .28s ease,padding .28s ease}
.js .faq-item.open .faq-a{padding:0 20px 18px}
.faq-a p{font-size:16.5px;color:var(--slate);margin-top:0}
.faq-a p + p{margin-top:10px}

/* Blog */
.postmeta{font-size:14.5px;color:#DCE9F8;margin-bottom:18px}
.bloglist{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--gap)}
.blogcard{display:flex;flex-direction:column}
.blogcard .thumb{display:block;margin:-26px -26px 18px;border-radius:var(--radius) var(--radius) 0 0;overflow:hidden;aspect-ratio:16/9;background:var(--tint)}
.blogcard .thumb img{display:block;width:100%;height:100%;object-fit:cover}
.blogcard .tag{font-size:12px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--blue);margin-bottom:8px}
.blogcard h3{font-size:18px;margin:0 0 8px}
.blogcard h3 a{color:var(--ink);text-decoration:none}
.blogcard h3 a:hover{color:var(--blue)}
.blogcard p{font-size:15px;color:var(--slate);margin-top:0}

/* CTA band */
.ctaband{background:var(--navy);color:var(--white);padding:60px 0;text-align:center}
.ctaband h2{color:var(--white);margin-bottom:10px}
.ctaband p{font-size:18px;color:var(--pale);margin:0 auto 24px;max-width:640px}

/* Map */
.mapsec{background:var(--tint);padding:56px 0 0}
.mapsec .wrap>p{color:var(--slate);max-width:720px}
.map-wrap{position:relative;padding-bottom:42%;height:0;margin-top:22px;border-radius:var(--radius) var(--radius) 0 0;overflow:hidden;border:1px solid var(--line);border-bottom:0}
.map-wrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map-wrap.card-map{padding-bottom:50%;border-radius:var(--radius);border-bottom:1px solid var(--line)}
.locmap{margin-top:22px}

/* Footer */
.site-footer{background:var(--navy-deep);color:var(--pale);padding:54px 0 28px;font-size:15px}
.site-footer .foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:32px}
.site-footer .foot-title{display:block;color:var(--white);font-family:var(--font-head);font-weight:700;font-size:16px;margin-bottom:12px}
.site-footer a{color:var(--pale);text-decoration:none;display:block;margin-bottom:8px}
.site-footer a:hover{color:var(--gold);text-decoration:underline}
.site-footer .foot-logo{display:block;height:44px;width:auto;margin-bottom:14px}
.site-footer p{margin-top:0;color:var(--pale)}
.site-footer p + p{margin-top:10px}
.site-footer .foot-phone{color:var(--gold);font-weight:700;font-size:20px}
.site-footer address{font-style:normal;margin-bottom:10px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:34px;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:14px;color:#9DB8DA}
.foot-bottom a{display:inline;margin:0 0 0 14px}

/* Sticky call bar and floating button */
.sticky-cta{}
.stickybar{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--navy);z-index:70;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.18)}
.stickybar a{display:flex;align-items:center;justify-content:center;gap:8px;color:var(--white);font-weight:700;font-size:16px;text-decoration:none}
.floatcall{position:fixed;right:24px;bottom:24px;width:56px;height:56px;border-radius:50%;background:var(--blue);color:var(--white);display:flex;align-items:center;justify-content:center;font-size:24px;text-decoration:none;box-shadow:0 8px 22px rgba(8,58,122,.4);z-index:70;transition:opacity .2s ease}
.floatcall:hover{background:var(--navy);color:var(--white)}
.floatcall.hide{opacity:0;pointer-events:none}

/* Legal pages */
.legal h2{margin-top:34px;font-size:24px}
.legal h2:first-child{margin-top:0}
.legal .updated{color:var(--slate);font-size:15px}
.narrow{max-width:820px}

@media(max-width:1100px){
  .site-header .wrap{height:72px}
  .nav-links a.navlink,.nav-links button.navlink{padding:10px 9px;font-size:14.5px}
}
@media(max-width:900px){
  .hero .hero-grid,.insurepanel,.twocol{grid-template-columns:1fr}
  .sidecard{position:static}
  .cards,.why,.bloglist{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr;row-gap:28px}
  .steps:before{display:none}
  .areas{grid-template-columns:1fr 1fr}
  .site-footer .foot-grid{grid-template-columns:1fr 1fr}
  .twocol{gap:34px}
}
@media(max-width:768px){
  .nav-links{display:none}
  .menu-btn,.hamburger{display:flex}
  .stickybar{display:block}
  .floatcall{display:none}
  body{padding-bottom:62px}
  .sec{padding:52px 0}
  .topbar .wrap{justify-content:center;text-align:center}
  .topbar .topbar-area{display:none}
  .logo-img{height:38px}
  .pagehead{padding:40px 0 38px}
  .pagehead .subline{font-size:17px}
  .map-wrap{padding-bottom:75%}
  .prepgrid{grid-template-columns:1fr}
  .inline-cta{padding:22px}
  .hero{padding:40px 0}
}
@media(max-width:600px){
  .cards,.cards.two,.why,.bloglist,.steps,.areas{grid-template-columns:1fr}
  .site-footer .foot-grid{grid-template-columns:1fr}
  .wrap{padding:0 18px}
  .btn{width:100%}
  .nav-cta{display:none}
  .foot-bottom a{margin:0 14px 0 0}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .mob-drawer,.js .faq-a{transition:none}
}